{"_id":"69f354e4dea9d3a15c395905","title":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Is a car lease with a “money factor” considered riba?\"}]}]}}","question":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"I leased a car about a year ago under what was presented as a 0% APR agreement. Recently, I learned about the “money factor” used in leases, which may function as a finance charge. Does this make the lease impermissible, and what is the ruling on such arrangements?\"}]}]}}","answer":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"The money factor is basically the formula used to determine the lease. It is not riba. Therefore, your lease is halal.\"}]}]}}","tags":[{"_id":"68a50aaa2cc850e0af10384a","tag":"Finance: Interest","count":28},{"_id":"68a506ae5b38fe2a78d808c3","tag":"Finance: Debt & Loans","count":20}],"createdOn":"2026-04-30T13:11:00.309Z"}