{"_id":"697b6a621ca1df3b43f15790","title":"{\"ops\":[{\"insert\":\"Is it permissible to use cashback or buy-now-pay-later services?\\n\"}]}","question":"{\"ops\":[{\"insert\":\"There is an application in the UAE called Tabby that allows purchases from specific online and physical stores using four interest-free installments. It also provides a digital credit card free of charge. Additionally, it offers five percent cashback on certain categories of purchases for a monthly fee of AED 49. Is it permissible to use this cashback feature?\\n\"}]}","answer":"{\"ops\":[{\"insert\":\"The buy now pay later (BNPL) model contains usurious elements (riba). Therefore, it is not permissible to use it. Allah knows best.\\n\"}]}","tags":[{"_id":"68a50aaa2cc850e0af10384a","tag":"Finance: Interest","count":24},{"_id":"68a51446a4b97312c1c84f77","tag":"Finance: Other","count":11}],"createdOn":"2026-01-29T14:10:42.323Z"}