{"_id":"697b6a621ca1df3b43f15790","title":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Is it permissible to use cashback or buy-now-pay-later services?\"}]}]}}","question":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"There is an application in the UAE called Tabby that allows purchases from specific online and physical stores using four interest-free installments. It also provides a digital credit card free of charge. Additionally, it offers five percent cashback on certain categories of purchases for a monthly fee of AED 49. Is it permissible to use this cashback feature?\"}]}]}}","answer":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"The buy now pay later (BNPL) model contains usurious elements (riba). Therefore, it is not permissible to use it. Allah knows best.\"}]}]}}","tags":[{"_id":"68a50aaa2cc850e0af10384a","tag":"Finance: Interest","count":29},{"_id":"68a51446a4b97312c1c84f77","tag":"Finance: Other","count":18}],"createdOn":"2026-01-29T14:10:42.323Z"}