{"_id":"69600d6fa419776ac230ed3e","title":"{\"ops\":[{\"insert\":\"Is it permissible to participate in a 401(k) plan if the account earns interest?\\n\"}]}","question":"{\"ops\":[{\"insert\":\"My company offers a 401(k) with matching contributions through a self-directed brokerage account. Both my contribution and the company’s matching contribution are deposited into this account, which automatically earns a small amount of interest (0.05%) shortly after funds are added.\\n\\nMy intention was to contribute in order to receive the company match, then later withdraw only my contributions and the company’s matching contributions, while leaving the interest behind so that I do not benefit from it. However, I am concerned that this still involves entering into a contract that earns interest.\\n\\nIs participating in such a plan permissible?\\n\"}]}","answer":"{\"ops\":[{\"insert\":\"It’s not permissible.\\n\"}]}","tags":[{"_id":"668da01b0b76658b4c232e51","tag":"Contemporary Life: Interest","count":34},{"_id":"68a517faa4b97312c1c85000","tag":"Finance: Income & Employment","count":26},{"_id":"68a50aaa2cc850e0af10384a","tag":"Finance: Interest","count":24},{"_id":"68a505f82cc850e0af1037be","tag":"Finance: Investments & Trading","count":16}],"createdOn":"2026-01-08T20:02:55.056Z"}