{"_id":"69038b83d52b815dc3684022","title":"{\"ops\":[{\"insert\":\"Can a Muslim-owned business accept payments through Afterpay or Klarna?\\n\"}]}","question":"{\"ops\":[{\"insert\":\"Can a business accept Afterpay or Klarna as payment? What is the difference between accepting Afterpay or Klarna and accepting traditional credit cards? In both cases, the business receives full payment, and the customer may face interest or fees if they do not pay on time.\\n\"}]}","answer":"{\"ops\":[{\"insert\":\"Both systems involve some element of riba. However, if a Muslim-owned business does not accept credit cards, it would struggle to function, which makes accepting them a necessity. The buy now, pay later (BNPL) system, on the other hand, does not fall under necessity.\\n\"}]}","tags":[{"_id":"68a517faa4b97312c1c85000","tag":"Finance: Income & Employment","count":26},{"_id":"68a50aaa2cc850e0af10384a","tag":"Finance: Interest","count":24},{"_id":"68a51446a4b97312c1c84f77","tag":"Finance: Other","count":11}],"createdOn":"2025-10-30T16:00:03.760Z"}