{"_id":"68a73e9dab60fa7b30403485","title":"{\"ops\":[{\"insert\":\"Can Muslims purchase insurance coverage beyond the legal minimum?\\n\"}]}","question":"{\"ops\":[{\"insert\":\"Are Muslims allowed to buy insurance options that provide more than the minimum coverage required by law, such as in car insurance?\\n\"}]}","answer":"{\"ops\":[{\"insert\":\"Insurance is only permitted in cases of necessity. In the Shariah, the legal maxim states: \"},{\"attributes\":{\"underline\":true,\"italic\":true},\"insert\":\"“al-ḍarūra tuqaddaru bi-qadarihā” (necessity is confined to the degree required).\"},{\"insert\":\"\\n\\nThe maxim means that when something haram is allowed by necessity, it is only permitted to the minimum degree needed.\\n\\nTherefore, if one is required by law to purchase insurance, they must limit themselves to the minimum coverage needed to fulfill that legal obligation.\\n\"}]}","tags":[{"_id":"668d9ff00b76658b4c2329a6","tag":"Contemporary Life: Insurance","count":10}],"createdOn":"2025-08-21T15:43:25.542Z"}