{"_id":"68a73e9dab60fa7b30403485","title":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Can Muslims purchase insurance coverage beyond the legal minimum?\"}]}]}}","question":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Are Muslims allowed to buy insurance options that provide more than the minimum coverage required by law, such as in car insurance?\"}]}]}}","answer":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Insurance is only permitted in cases of necessity. In the Shariah, the legal maxim states: \"},{\"type\":\"text\",\"marks\":[{\"type\":\"underline\"},{\"type\":\"italic\"}],\"text\":\"“al-ḍarūra tuqaddaru bi-qadarihā” (necessity is confined to the degree required).\"}]},{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null}},{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"The maxim means that when something haram is allowed by necessity, it is only permitted to the minimum degree needed.\"}]},{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null}},{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Therefore, if one is required by law to purchase insurance, they must limit themselves to the minimum coverage needed to fulfill that legal obligation.\"}]}]}}","tags":[{"_id":"668d9ff00b76658b4c2329a6","tag":"Contemporary Life: Insurance","count":13}],"createdOn":"2025-08-21T15:43:25.542Z"}