{"_id":"682a75b07fe83c3ff129f855","title":"{\"ops\":[{\"insert\":\"Is it permissible to help someone pay off their interest-bearing mortgage or loan?\\n\"}]}","question":"{\"ops\":[{\"insert\":\"If I consider contributing money to someone to help pay off their interest-bearing mortgage or loan so they can rid themselves of that haram, is that acceptable? \\n\\nIs it praiseworthy based on the intent or blameworthy because it's going towards paying interest? Does it make a difference if I specify that the money should be used to pay off the principal only?\\n\"}]}","answer":"{\"ops\":[{\"insert\":\"You can give them the money as a gift but make it clear that it's only to be used for paying off the principal. In Sharīʿah, this is called a hiba bi-sharṭ (a conditional gift) and it's completely valid. If the recipient agrees to that condition, then it's not permissible for them to use the money for anything else.\\n\"}]}","tags":[{"_id":"668da0130b76658b4c232d6d","tag":"Contemporary Life: Debt","count":16}],"createdOn":"2025-05-19T00:05:04.307Z"}