{"_id":"6772c678d9b90a720556bf0f","title":"{\"ops\":[{\"insert\":\"Can one buy a car through financing with interest out of necessity?\"}]}","question":"{\"ops\":[{\"insert\":\"Someone I know would like to buy a car to be able to drive to and from work. They cannot afford to buy a car via an up-front cash payment, and because their work is far from their home, leasing the car would also be very expensive because their annual mileage greatly exceeds the mileage limit on the lease agreement. This person has also explored Islamic financing options for the car (e.g. https://www.myuif.com/vehicle-financing/). However, they found that UIF has negative reviews and so cannot be trusted. Given all of this, and given that they need the car to get to and from work, would this person be allowed to finance the car via a low-interest rate loan (e.g. 2-3% APR) from the car company that they are buying the car from.\"}]}","answer":"{\"ops\":[{\"insert\":\"What a scholar is able to tell you is that if you need a car and the only possible way for you to get one is through riba-based financing, then it is permissible, out of necessity. However, the ultimate accountability for this decision rests between you and Allah.\"}]}","tags":[{"_id":"668da01b0b76658b4c232e51","tag":"Contemporary Life: Interest","count":34}],"createdOn":"2024-12-30T16:12:40.757Z"}