{"_id":"668da0420b76658b4c23325f","title":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"Can you use a credit card that has an annual fee?\"}]}]}}","question":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"It's been told to me that using a credit card to build one's credit score is permissible as long as one pays it off every time without fail and just builds credit. When doing this, can we pick a credit card with an annual fee? Or would we need to select a credit card without an annual fee?\"}]}]}}","answer":"{\"format\":\"prosemirror\",\"schemaVersion\":1,\"doc\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"attrs\":{\"quillBlock\":{},\"quillNewline\":{},\"quillTerminated\":true,\"direction\":null},\"content\":[{\"type\":\"text\",\"text\":\"As long as you pay on time and not incur riba, it’s permissible. Fees are not a problem because they are not riba.\"}]}]}}","tags":[{"_id":"68a50aaa2cc850e0af10384a","tag":"Finance: Interest","count":29}],"createdOn":"2024-07-09T20:40:34.008Z"}